RBI India CIMS Reporting: Simplified. Streamlined. Standardized.

Struggling to meet the deadlines of RBI XBRL/CIMS Regulatory Reporting?

Is handling large data volumes and manual data preparation becoming challenging?

Concerned about the Data Confidentiality and privacy?

Struggling with frequently changing regulatory reporting guidelines?

Need a partner for Quick Turnaround on Regulatory Changes?

Choose IRIS iDEAL® to simplify your CIMS Reporting and Enhance Your Reporting Efficiency.

What our clients say

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Karnataka Bank Ltd

iDEAL has helped in streamlining our regulatory XBRL & Non-XBRL instance generation/reporting process, enhancing efficiency and reducing the time investment required. We especially appreciate its intuitive interface, which has greatly simplified the training of our team members. The reports generated are consistent wherever sample evaluated and giving us confidence in our ability to meet regulatory requirements/changes incorporated in CIMS production. Additionally, the prompt support for any issues or queries (i.e. business validations) has been a notable strength of the application.

The support we’ve received, especially during crucial Submission periods, has been satisfactory from every angle.
Karthick Kamath
Manager, Technology & Digital Hub (IT – Dept)
Karnataka Bank Ltd
Bengaluru

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Bank of Baroda

The compliance burden, given the volume and complexity of our reports, was overwhelming. iDEAL has alleviated this challenge by simplifying the entire reporting process, from data validation to submission, significantly reducing our workload and improving efficiency.

Manish Arjun Mathurvaishya
Chief Manager, Data Warehouse Department
Bank of Baroda
Maharastra

About The Reserve Bank of India

What
From whom
When

The RBI collects various fixed format data (called ‘returns’) under the Reserve Bank of India Act 1934, Banking Regulation Act 1949, Foreign Exchange Management Act 1999 as part of the regulatory and supervisory functions.

Overwhelming Data Volumes

Following entities need to report under Online Reporting

Banks

Financial institutions

Authorized dealers

Non- banking financial institutions

Submission frequency of these returns may be daily, weekly, fortnightly, monthly, quarterly, half-yearly or annual.

The Mandate

More than a decade ago, in 2008, the RBI introduced eXtensible Business Reporting Language (XBRL)-based reporting into its already existing Online Return Filing System (ORFS) and since then they have progressively elaborated the mandate to cover other departments of RBI and their reporting needs.

Last year, RBI introduced the Database on Indian Economy (DBIE) and the Centralized Information Management System (CIMS) to modernize and automate data reporting for Financial Institutions (FIs) and regulated entities.

List of Returns under XBRL

S.No	Department	Returns	Description	Status
1	DBR	Financial Statement	Financial Statement of banks	Live
2	DBR	Form A	Section 42 return, Used for compilation of CRR	Live
3	DBR	Form IX	Statement showing unclaimed deposits required to be listed as statutory list	Live
4	DBR	Form VIII	Statement of demand and time liabilities and investments for calculation of SLR	Live
5	DBS	IRS	Interest Rate Sensitivity (Rupee)	Live
6	DBS	PC&I	Problem Credit and Investments	Live
7	DBS	RCA3	Return on Capital Adequacy III	Live
8	DBS	RLE	Report on Large Exposure	Live
9	DBS	ROF	Report on Fraud	Live
10	DBS	ROP	Return on Profitability	Live
11	DBS	SIR	Interest Rate Sensitivity (Forex)	Live
12	DBS	SSL	Statement of Structural Liquidity	Live
13	DBS	STDL	Short Term Dynamic Liquidity	Live
14	DBS	Phishing Return	Phishing Return	Live
15	DBS	CRILC-SMA2	Central Repository of Information on Large Credits (CRILC) – Special Mention Account 2	Live
16	DBS	ALO	Asset Liability Exposure (Overseas)	Live
17	DBS	CME	Country Maturity Exposure	Live
18	DBS	CRILC	Central Repository of Information on Large Credits (CRILC)	Live
19	DBS	RLC	Report on Large Credit	Live
20	DCBS	PSA	Returns for priority sector advances of the Urban Co-operative Banks	Live
21	DCBS	ALM	Returns for Asset Liability Management, Related to assets and liabilities in different time bucket	Live
22	DSIM	Form X	Monthly assets and liabilities of domestic operations, estimation of household financial savings	Live
23	DSIM	NRD-CSR	Non-resident deposits comprehensive single return on NR/FCNR deposits and their transactions in a month	Live
24	FED	GPB	Gap Positions and Balances	Live
25	FED	Import of gold	Import of gold by EOUs, units in SEZ/EPZ and nominated agencies	Live
26	FED	LoU	Statement on guarantees letter of undertaking letter of comfort issued by authorised dealer bank	Live
27	FED	FCY	Consolidated information relating to exposures of corporate in foreign currency	Live
28	IDMD	PDR I	Statement on Sources and Application of Funds	Live
29	IDMD	PDR II	Statement on Securities Market Turnover	Live
30	IDMD	PDR III	Statement on Capital Adequacy	Live
31	IDMD	PDR IV	Statement on Select Financial and Balance Sheet Indicators	Live
32	IDMD	Stress Test	Stress Test	Live
33	IDMD	IRS Test	Interest Rate Sensitivity Test	Live
34	DBS	ALE	Asset Liability Exposure	Parallel
35	DBS	BSA	Balance Sheet Analysis	Parallel
36	DBS	CPR	Consolidated Prudential Report	Parallel
37	DBS	FMR – 4	Report on Dacoits/ Robberies/ Theft/ Burglaries	Parallel
38	DBS	MAP	Maturity and Position	Parallel
39	DBS	RAQ	Report on Asset Quality	Parallel
40	DBS	RBS	Risk Based Supervision	Parallel
41	DBS	RCL	Report on Connected Lending	Parallel
42	DBS	ROC	Report on Ownership and Control	Parallel
43	DBS	ROR	Report on quality Operating Results	Parallel
44	DBS	ROS	Report on Subsidiaries (Indian Operation)	Parallel
45	DBS	VMR – 1	Report on Action Plan in Public Sector Banks	Parallel
46	DBS	VMR – 2	Report on Security Arrangements in Public Sector Banks	Parallel
47	DBS	VMR – 3	Report on action taken by banks against delinquent employees for their involvement in cases of frauds and corrupt practices	Parallel
48	DCBS	Form B	Statement of External Liabilities and Core Assets	Parallel
49	DCBS	CRAR	Capital Adequacy of the Urban Banks	Parallel
50	DCBS	OSS I	Statement on Assets and Liabilities	Parallel
51	DCBS	OSS II	Statement on Earnings	Parallel
52	DCBS	OSS III	Statement on Asset Quality	Parallel
53	DCBS	OSS IV	Statement on Non-Performing Assets	Parallel
54	DCBS	OSS V	Statement on Segment/ Sector-wise Advances	Parallel
55	DCBS	OSS VI	Statement on Connected Lending	Parallel
56	DCBS	Form I	Statement of Compliance with CRR and SLR	Parallel
57	DCBS	Form IX	Asset & Liabilities as at the close of business on last Friday of the Month	Parallel
58	DCBS	OSS VIII	Statement on Bank Profile	Parallel
59	DCBS	DIR I	Statement showing details of Advances against Security of Shares/ Debentures	Parallel
60	DCBS	DIR IV	Statement on Information in respect of Loans & Advances to Bank’s Directors	Parallel
61	DCBS	DIR III	Daily Call and Notice Money Operations during the fortnight	Parallel
62	DCBS	Form VI	Form VI- Statement on Offices in India	Parallel
63	DCBS	MIS – I	Statement on Doubtful, Loss or Suit filed account of Rs. 1 crore & above	Parallel
64	DCBS	MIS – II	Statement on Wilful defaults of Rs. 25 lakh & above	Parallel
65	DCBS	Investment in UCBs	UCB’s Investment in other UCBs / Institutions	Parallel
66	DCBS	Form II	Statement of Unsecured Loans and Advances to Directors/ Firms in which they have Interest	Parallel
67	DCBS	Form VIII	Statement of Unclaimed Deposit Accounts not operated more than 10 years	Parallel
68	FED	MTSS Return	Money Transfer Service Scheme Return	Parallel
69	FED	FVCI	Market value of FVCI	Parallel
70	FED	OCB return	Monitoring of disinvestments by Overseas Corporate Bodies	Parallel
71	FED	BEF Statement	Statement showing the details of remittances effected towards import	Parallel
72	FED	RDA	Remittances under Rupee Drawing Arrangements	Parallel
73	DBS	ALE-FID	Report on Assets and Liabilities – RBI – FID	Under Development
74	DBS	FMR -1	Report on Actual or Suspected Frauds in Banks, as and when occurred	Under Development
75	DBS	FMR – 2	Report on Actual or Suspected Frauds in Banks – quarterly	Under Development
76	DBS	RAQ-FID	Report on Asset Quality – RBI – FID	Under Development
77	DBS	RCA1-FID	Report on Capital Adequacy – RBI – FID	Under Development
78	DBS	RCA-I	Report on Capital Adequacy	Under Development
79	DBS	RCL-FID	Report on Subsidiaries/ Associates/ Affiliates and Connected Lending	Under Development
80	DBS	RLC-FID	Report on Large Credits – RBI – FID	Under Development
81	DBS	ROC-FID	Report On Ownership And Control – RBI FID	Under Development
82	DBS	ROR-FID	Report on Operating Result – RBI – FID	Under Development
83	DBS	FMR -3	Quarterly Progress Report on Large Value Frauds	Under Development
84	DCBS	Returns for Rating Model	Returns for Rating Model	Under Development
85	DCBS	FMR – 1	Report on Actual or Suspected Frauds in Urban Banks	Under Development
86	DCBS	FMR – 2	Quarterly Report on Frauds Outstanding	Under Development
87	DCBS	FMR – 3	Quarterly Progress on Large Value Frauds	Under Development
88	DCBS	FMR -4	Report on Dacoits / Robberies / Thefts / Burglaries	Under Development
89	DCBS	Inspection Annex – I	Statement on Liabilities and Assets	Under Development
90	DCBS	Inspection Annex – II	Analysis of Profitability	Under Development
91	DCBS	Inspection Annex – III	Statement on Profile of Investments	Under Development
92	DCBS	Inspection Annex – IV	Profile of Non-Performing Assets	Under Development
93	DCBS	Inspection Annex – V	Divergence in Asset Classification and Understatement of other Liabilities and Expenditure	Under Development
94	DCBS	Inspection Annex – VI	Details of Own Resources, Outside Liabilities and Realisable Value of Assets	Under Development
95	DCBS	Inspection Annex – VII	Computation of Assessed Net-worth as on the date of Previous Inspection and Current Inspection	Under Development
96	DPSS	ATM State-wise	State-wise ATMs data	Under Development
97	DSIM	Statement on Number of Branches/ Offices/ ATMs of banks	Statement on Number of Branches/ Offices/ ATMs of banks	Under Development

Challenges Faced by BFSI Institutions in Regulatory Reporting

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Overwhelming Data Volumes

Managing vast amounts of data manually is both time-consuming and prone to errors

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Frequently Changing Regulatory Guidelines

Constant updates necessitate a trusted partner for quick adaptation to new guidelines to avoid any reporting delays.

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Tight Reporting Deadlines

Adhering to stringent timelines for weekly, fortnightly, monthly, and quarterly reports is demanding.

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Data Confidentiality

Secure solutions are crucial for handling highly confidential data.

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Manual Intervention

Repetitive data preparation tasks consume valuable resources.

IRIS iDEAL®

Your Partner in Seamless Regulatory Reporting

IRIS iDEAL® offers a robust platform designed to streamline the regulatory reporting process for BFSI institutions. By integrating seamlessly with clients’ source systems, IRIS extracts, transforms, and loads data to generate accurate XBRL and non-XBRL reports in compliance with RBI CIMS regulations.

End-to-End
Automation

Minimizes manual intervention and reduces data preparation errors.

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Data Quality
Enhancement

Ensures data accuracy through rigorous validation and verification processes.

Regulatory
Compliance

Keeps pace with the latest RBI guidelines and taxonomy changes.

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Enhanced
Efficiency

Streamlines reporting, ensuring timely submission of reports and freeing resources for other critical functions.

Why Choose IRIS iDEAL®
for Your Financial Reporting Needs?

Accurate Reports

Ensures 100% correctness and precision in regulatory reporting with automated ETL solutions.

Quick Turnaround

Quick updates in the reports and the solution to adopt the changes in regulatory guidelines.

Scheduled Auto Data Extraction

Regular, automatic data extraction from multiple sources for large transactional data.

Secure Solutions

Choose secure on-premises solution addressing all your compliance requirements.

Timely Submissions

Guarantee on-time report generation and submission.

Cost-Effective Compliance

High-quality, budget-friendly compliance solutions.

User-Friendly Interface

Intuitive and easy-to-navigate reporting process.

About IRIS

IRIS is India's premier regtech SaaS provider, listed on both the BSE and NSE. Since its establishment in 2000, IRIS has been at the forefront of transforming regulatory compliance into a business advantage through its innovative solutions. IRIS operates with a strong presence, supported by subsidiaries in the USA, Singapore, and Italy, and an affiliate in the UAE.